🇴🇲 Expanding to Oman • Enterprise InsurTech

Enterprise Insurance Technology for Carriers & Brokers in the Sultanate of Oman

Click2Secure delivers full-lifecycle policy administration and distribution systems trusted by 10+ enterprise insurance carriers, processing over AED 2 Billion in premium. We also provide AMENI, our specialized white-label comparison platform for insurance brokers.

10+ Enterprise Carrier Clients • Active in UAE & GCC
AED 2B+ Premium Processed • 500k+ Policies Issued
Certified: ISO 27001 • ADHICS • NEST • GDPR • HIPAA
100% In-Country Oman Sovereign Data Residency
Explore AMENI for Brokers
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Ready for rapid deployment with Omani insurers, brokers & banks
c2s-engine.oman.gov
LIVE ENGINE
Straight-Through Issuance
Trusted by 10+ Enterprise Insurers
< 45 sec
Dynamic Actuarial Rating EngineActive
OmanNet & GCC Direct GatewayIntegrated
Local In-Country Oman HostingOman Cloud
Active Product Lines:Motor • Health • Travel • Property

Automated policy generation, mid-term endorsements, claims intake, and reinsurance allocation.

Enterprise Encryption (AES-256)
Proven Operational Track Record

Trusted by Leading Insurers & Brokers Across the Region

Institutional stability, high-throughput transaction processing, and strict regulatory compliance across the MENA region.

Verified
AED 2B+
Gross Written Premium
Processed through Click2Secure systems
Verified
500,000+
Policies & Members Covered
Across motor, health, travel & general
Verified
10+ Insurers
Enterprise Insurance Clients
Core policy & underwriting operations
Verified
8 Key Metros
Regional Office Footprint
Muscat, Abu Dhabi, Dubai, Doha, Cairo
Carrier Platform-as-a-Service

Complete Digital Operating System for Insurers & Takaful

Click2Secure equips insurance companies and Takaful operators in Oman with complete core software: dynamic actuarial rating, automated underwriting, OmanNet payment processing, instant policy delivery, and direct regulatory synchronization.

Real-Time Rating

Digital Quotation & Dynamic Pricing

Configurable rating engine supporting complex actuarial tables, dynamic vehicle valuation, medical questionnaires, and real-time risk adjustments.

Sub-second multi-tier premium calculation
Configurable discount codes, loyalty & promotional rules
Direct integration with Oman vehicle databases & ID verification
Straight-Through Processing

Automated Underwriting & Compliance (STP)

Straight-through processing for standard risks with instant validation against regulatory blacklists, sanctions, and claim history.

Rule-based underwriting approval matrices
Automated KYC, AML & PEP validation workflows
Instant referral triggers for complex high-value risks
OmanNet & GCC Direct

Multi-Channel Payments & OmanNet Gateway

Seamless integration with Oman local payment switches (OmanNet, Debit Cards, Credit Cards, Apple Pay, and direct bank transfers).

Split settlement for broker commissions & insurer shares
Automated recurring subscriptions & installment billing
Instant electronic receipt and tax invoice generation
Instant Digital Delivery

End-to-End Policy Lifecycle & Issuance

Instantaneous PDF policy schedule, certificate of insurance, and electronic validation tokens delivered via SMS and Email.

Mid-term endorsements, vehicle additions & address changes
Automated 30/15/7-day renewal notifications & 1-click renewal
Direct synchronization with Oman Police (ROP) & CMA systems
Enterprise Operations

Reinsurance & Claims Automation

Built-in treaty and facultative reinsurance allocation alongside digital first notice of loss (FNOL) and automated claims adjudication.

Proportional & non-proportional reinsurance tracking
Digital claims intake with photo & damage assessment tools
Real-time reserve calculation and payout reconciliation
Branded Distribution

White-Label Portals for Brokers & Banks

Deliver custom-branded portals for individual brokers, corporate agents, and bank partners with distinct commission structures and product access.

Custom domain, logos, and UI themes for every partner
Role-based agent hierarchies with commission dashboards
Embedded insurance SDKs for bank apps and fintech platforms

API-First Microservices

Connect effortlessly with legacy core systems (AS400, SAP, Oracle) and modern databases.

Low-Code Product Engine

Launch new insurance lines, riders, and tariffs without long development cycles.

Continuous Regulatory Sync

Automated tariff filings, tax reports, and real-time supervisory audit logs for Oman CMA.

Broker & Aggregator Technology

AMENI: White-Label Price Comparison & Broker Marketplace

While Click2Secure powers 10+ enterprise insurance carriers, AMENI is our dedicated solution for insurance brokers and aggregators in Oman. It provides a turn-key digital marketplace with live carrier API connections, commission management, and real-time quotation comparison.

Real-Time Multi-Carrier Comparison

Enable retail and commercial clients to compare active quotes side-by-side with clear benefit breakdowns and deductibles.

Turnkey White-Label Portals

Launch your own branded broker comparison portal with automated commission settlement and instant policy delivery.

Unified Carrier API Bridge

Connect once to access multiple insurance underwriting cores without building separate carrier integrations.

Live Comparison Engine Simulator (Broker White-Label View)

Live quotes generated dynamically via pre-integrated Omani carrier APIs.

Most Popular in Muscat
4.9

National Takaful Oman

Comprehensive Gold Shield
115 OMR / yr
Agency Repair (3 Yrs)
GCC Roadside Assistance
Zero Deductible Glass
Best Value
4.8

Gulf Premier Insurance

Executive Motor Cover
98 OMR / yr
Rent-a-Car Replacement
Driver & Passenger PA
24/7 Towing
Instant ROP Issuance
4.7

Sovereign Union Cover

Standard Third-Party Plus
45 OMR / yr
Unified ROP Compliance
Third-Party Liability up to 5M OMR
Emergency Med
Are you a licensed insurance broker in Oman?

AMENI provides you with a turnkey white-label aggregator portal connected to carrier APIs in 5 business days.

Straight-Through Processing

From Quote to Active Policy in < 60 Seconds

Straight-through digital workflow with automated KYC validation, OmanNet payment authorization, and instant policy generation.

Step 1: Asset Capture & Dynamic Tariff Calculation

Automated Omani Civil ID extraction & vehicle register query

Auto-Populated
92847192-OM
Verified Identity
Toyota Land Cruiser 2024
VIN: OM-884920194810
22,500 OMR
Actuarial Index Active
No-Claims Discount (NCD 3-Years) Applied: -15%
Final Tariff: 285 OMR
Multi-Line Insurance Capabilities

Specialized Software Supporting All Commercial & Retail Lines

Modular software allowing Omani insurers and brokers to launch, underwrite, and manage any insurance line with built-in regulatory and workflow compliance.

Highest Volume

Motor & Fleet Insurance

Full digital quote-to-bind for Comprehensive, Third-Party, and Fleet Telematics with direct ROP registration.

Dynamic vehicle valuation & GCC specifications
Instant ROP integration & e-Certificate issuance
Fleet portal with telematics driver risk scoring
Automated repair garage estimation & claims
Dhamani Ready

Medical & Health Insurance

Comprehensive health platforms aligned with Oman Ministry of Health & CMA Dhamani compulsory scheme.

Corporate group census upload & automated quoting
TPA and direct hospital billing network connectivity
AI pre-authorization & prescription adjudication
Member digital health cards on Apple Wallet
Enterprise Critical

Cyber Risk & Resilience

Specialized cyber underwriting for banks, government entities, and enterprises facing modern digital threats.

Automated security posture scan & vulnerability rating
Ransomware & extortion coverage underwriting
Business interruption & data recovery indemnity
24/7 incident response triage workflow
Real Estate & Commercial

Property, Home & Assets

Modular property protection for residential homeowners, landlords, and commercial real estate portfolios.

Geospatial hazard mapping & flood risk scoring
Building replacement cost estimation engine
Tenant liability & loss of rent coverage
Straight-through property schedule generation
Instant Visa Letter

Travel & Expatriate Care

Turnkey travel insurance engine supporting Schengen visa compliance, GCC cross-border, and inbound tourist coverage.

Instant Embassy-approved bilingual visa letters
Global emergency assistance & evacuation routing
Automated flight delay & baggage loss compensation
B2B agency & travel aggregator white-label API
Corporate & Trade

SME & Commercial General

Customizable multi-cover packages for Omani SMEs, commercial trade, marine cargo, and public liability.

Packaged Business Owner Policies (BOP)
Workmen compensation & employer liability
Marine cargo transit certificates with instant bind
Commercial broker quote comparison matrix

Need a custom insurance line or specialized Takaful product?

Our low-code product engine enables you to configure underwriting rules and pricing tables in days.

Enterprise Automation & OCR

Specialized Software Modules Supporting Critical Economic Sectors

Purpose-built technology modules supporting Insurance, Healthcare TPA operations, Revenue Administration, Fleet Logistics, and Public Sector workflows.

Core Platform

Insurance & Takaful

Full digital transformation for carriers, Takaful firms, and brokers: instant rating, straight-through underwriting, and claims automation.

Technical Capabilities & Automation:
Dynamic actuarial risk pricing models
Automated fraud and suspicious pattern detection
NLP-powered bilingual policy document generation
Fully aligned with Oman regulatory standards
Certified Compliance & Data Sovereignty

Certified Compliance & Local In-Country Data Residency

100% In-Country Sovereign Cloud Hosting in Oman with multi-cloud redundancy (AWS, Azure) and certified compliance across ISO 27001, ADHICS, NEST, GDPR, and HIPAA.

ISO/IEC 27001

Global Standard

Information Security Management System (ISMS) certified for enterprise operations and data governance.

Audited & Continuously Monitored

ADHICS Compliant

Healthcare Grade

Abu Dhabi Health Information and Cyber Security Standard for electronic medical records and health insurance.

Audited & Continuously Monitored

NEST & NESA Aligned

Gov & Critical Infra

Critical national cybersecurity infrastructure and secure government electronic integration readiness.

Audited & Continuously Monitored

GDPR & Regional Privacy

Data Privacy

Full personal data protection, privacy-by-design, consent management and cryptographic access controls.

Audited & Continuously Monitored

HIPAA Compliant

Medical Security

Stringent security rules protecting electronic protected health information (ePHI) in medical adjudication.

Audited & Continuously Monitored

TDRA Approved

Telecom & Cloud

Telecommunications and Digital Government Regulatory Authority vetted telematics, cloud apps & SMS switches.

Audited & Continuously Monitored
Oman Sovereign Cloud & Private Hosting

100% In-Country Data Residency for Oman Operations

Click2Secure guarantees full compliance with Omani financial and health data localization laws, offering deployment options across local Tier-3 in-country data centers, dedicated sovereign clouds, or hybrid architectures.

Local Data Centers in Muscat
AES-256 / TLS 1.3 Encryption
Infrastructure StackActive & Compliant
Oman Sovereign CloudIn-Country
Disaster Recovery (RPO < 1m)99.99% SLA
Enterprise Multi-CloudAWS / Azure / Hybrid
Regional Footprint

Founded 2020 in Abu Dhabi • Now Expanding into Oman

Delivering institutional enterprise software backed by physical branch presence and local engineering across key MENA financial centers.

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Muscat

Sultanate of Oman

New Expansion Hub

Enterprise InsurTech, Takaful Solutions & AMENI Broker Marketplace

Operational Presence
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Abu Dhabi

United Arab Emirates

Founding HQ (Est. 2020)

Executive Operations, Gov Integrations & Core Engineering

Operational Presence
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Dubai

United Arab Emirates

Active Hub

Commercial Distribution, Broker Relations & FinTech Partnerships

Operational Presence
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Doha

State of Qatar

Active Hub

Enterprise Insurance Infrastructure & Corporate Solutions

Operational Presence
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Cairo

Arab Republic of Egypt

Regional Tech Center

Software Engineering, AI Research & Product Development

Operational Presence
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Beirut

Lebanon

Active Hub

Engineering Support & System Integration

Operational Presence
Frequently Asked Questions

Common Questions from Carriers, Brokers & Regulators

Clear answers regarding technical integration, data residency in Oman, licensing models, and deployment timelines.

Click2Secure is our enterprise Carrier Platform-as-a-Service (PaaS) powering 10+ insurance companies and Takaful operators for full-lifecycle policy administration, actuarial rating, automated underwriting, OmanNet payments, and regulatory sync. AMENI is our specialized broker and aggregator technology platform that enables insurance brokers in Oman to launch turnkey, white-label price comparison portals with pre-integrated carrier APIs.
Muscat Branch & Consultation

Connect with our Oman Technology Team

Our solution architects and regulatory specialists in Muscat are available for technical consultations with insurance companies, Takaful firms, brokers, and government authorities.

Muscat Regional Hub
Muscat Grand Mall Commercial Complex, Dohat Al Adab St, Muscat, Sultanate of Oman
Enterprise Communications
oman@click2secure.com
partnerships@click2secure.com
Operating Hours & Technical SLA
Sunday - Thursday | 8:00 AM - 5:00 PM (GST / Muscat Time)
24/7/365 Core Infrastructure NOC
All inquiries protected by enterprise NDA and ISO 27001 data governance protocols.

Schedule Technical Consultation

Direct response for insurance executives, brokers, and institutions